When time and liquidity run out, we build the bridge
Twelve Bridge Capital is a nimble, independent fund focused exclusively on debtor-in-possession lending and rescue financing solutions. We thrive in complex situations where speed is essential, delivering fully actionable DIP commitments on court-ready terms within days of engagement.
LET'S TALKIn distressed situations, time is the enemy and bureaucracy can be fatal. Twelve Bridge Capital was built specifically to solve this problem. We're not a traditional lender adapting to distressed scenarios — we are purpose-built for them.
Our lean structure means no committees, no layers of approval, no institutional red tape. When you engage with Twelve Bridge, you're working directly with the decision-makers. We can deliver a fully actionable term sheet within days of initial contact, and in true emergencies, we've turned around commitments in under 24 hours. This isn't marketing speak — it's how we operate.
We bring truly outside capital to the table. We're not existing creditors looking to protect a position, not equity sponsors with conflicting interests, and not strategic competitors with ulterior motives. Our only agenda is providing the liquidity you need on terms that work for the restructuring process. This independence allows us to move quickly and think creatively about solutions.
While some lenders view bankruptcy court as a last resort, we see it as the right forum for complex restructurings. An in-court process brings transparency, certainty, and fairness to all stakeholders. Our commitments are structured from day one to satisfy bankruptcy court scrutiny. We understand the procedural requirements, the stakeholder dynamics, and what it takes to get DIP financing approved quickly. Our principals have worked through enough cases to know that court oversight, when done right, protects everyone's interests.
We're not here to own your business or control its future. We provide short-dated bridge capital to stabilize operations, facilitate a sale process, or create the runway needed for a successful reorganization. Once the crisis is resolved, we exit. We measure our success by how quickly we can help you move forward.
Twelve Bridge Capital works with companies facing urgent liquidity challenges across all industries. We focus on the situation and the structure, not the sector. Whether it's manufacturing, retail, services, or technology, if you're facing a capital crisis, we can help.
Your existing lender has reached their limit — either by choice or by constraint. You need a new facility to continue operations, but you're already in distressed territory. Traditional sources of capital have closed their doors. This is exactly when Twelve Bridge can step in with a fresh DIP facility that gives you breathing room to execute your restructuring strategy.
The reality of distressed financing is that everything eventually needs to satisfy bankruptcy court requirements. Working with lenders who don't understand this process creates delays and uncertainty. We deliver term sheets that are structured from day one to meet court standards, saving you valuable time and legal fees in the approval process.
We typically structure DIP facilities ranging from $1 million to $50 million, though we can be flexible based on the situation. Our sweet spot is mid-market companies that need rescue capital but fall outside the scope of large institutional DIP lenders.
Twelve Bridge Capital is backed by principals with over 25 years of Wall Street experience spanning investment banking, restructuring advisory, and distressed credit. This isn't theoretical knowledge — it's hands-on experience structuring and closing complex DIP facilities across multiple industries and jurisdictions.
Our track record includes facilities that facilitated successful sale processes in compressed timeframes, commitments that brought prepetition lenders back to the negotiating table when they thought they had leverage, and rescue financing that kept operations running while management executed their turnaround plans.
We've worked through situations where speed was literally the difference between a successful restructuring and liquidation. We understand that in distressed scenarios, having the right financing partner isn't just about the money — it's about having someone who understands the process, knows how to work with all stakeholders, and can deliver on commitments when timing is critical.
Our experience allows us to evaluate opportunities quickly and structure solutions efficiently. We've seen enough situations to know what works and what doesn't, and we bring that perspective to every engagement.
If you're facing a liquidity crisis and traditional financing options aren't moving fast enough, we should talk. Our initial conversations are straightforward and confidential. We'll quickly assess whether we can help and, if we can, move immediately toward delivering a solution.
Time matters in distressed situations. Reach out today.